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AmeriDream Program Slip-Sliding Away

According to my sources, the hammer has slammed down on the non-profit AmeriDream program bringing a close to this DPA chapter. The "heads up" is that if a home buyer is purchasing a home, their loan must be in process with a valid contract by August 29, 2008 and closed by September 30, 2008. I suspect that the Nehemiah program will soon be history as well, if it isn't already.

Typically, I play the devil's advocate and can see both sides, but I feel this is going to have a further negative impact on the housing market. As we're all aware, the onset of foreclosures and short sales has caused declining housing values and sent Fannie and Freddie running scared. The obvious positive is that buyers who were previously shut out of the housing market are slowly re-entering and taking advantage of the lower pricing. The profile of today's median price range buyer either needs assistance with closing costs, down payment or both. Without these entry level buyers, inventory will continue to mount fueling the fire for recession.


8 commentsDebbie Small, REALTOR® • August 22 2008 11:22PM

Google Directory Assistance - Really Cool!!!

For those of you who hate paying $2 every time you dial directory assistance from your cell phone, I heard about a cool tool today.  If you send a text to Google (466453) and type a name, and a city and state if necessary, you get free directory assistance via a return text. The response is immediate and free unless you have to pay for the text through your plan.

Try it: Debbie Small, Martinsburg or sample Google SMS online

12 commentsDebbie Small, REALTOR® • August 20 2008 09:01PM

140 Leviticus Drive, Bunker Hill WV 25413

Woodridge Subdivision

This is not your typical split-foyer! Built by A&A Homes in 2005, loaded with upgrades and well maintained throughout featuring gas fireplace w/ceramic tile hearth, double-door refrigerator, glass top range, built-in microwave, Hunter ceiling fans, designer Kohler kitchen sink and breakfast bar.

The home is T-1 hard wired throughout for internet, sound system and HD theater hookups in all rooms with surround system in the living room. The recently stained deck is located off the dining area overlooking the backyard buffered by mature hardwood trees.

8 commentsDebbie Small, REALTOR® • August 18 2008 09:46PM

Stovetop Salsa Mac 'n Cheese

Stovetop Salsa Mac ‘n Cheese

8 oz. Campanelle pasta
3 Tablespoons butter or margarine
2 Tablespoon flour
1 Cup milk
4 oz. cubed extra sharp cheddar cheese
4 oz. salsa (about ½ jar)


Prepare pasta, drain and set aside. Heat butter and whisk in flour to a rue. Add milk and stir until creamy. Turn heat to low and add salsa and cheese covering pan until melted, then stir pasta in reheating to ready.

Bon Appetite

* This is something that I recently made up that's become a hit! I prefer Campanelle pasta because it holds the sauce so well. Be creative. If you like it hot, add some chiles or toss in leftover veggies like that ear of leftover corn.

9 commentsDebbie Small, REALTOR® • August 17 2008 06:26PM

The Importance of Lighting - Know Your Math Formula For Perfect Lighting In Every Room

Dane Caldwell - 2 Hounds Design + Home Staging recently wrote this post and I felt it was important enough to pass on to my readers. I'm looking forward to her next installment and will pass it on.

Via Dane Caldwell - Downtown Toronto Decorator Home Stager:

Everyone is aware when they walk in to a room with the perfect lighting scheme. A room with a well planned out lighting scheme just feels right; it feels welcoming, relaxing and yes even sophisticated.

How do you feel in your home? Do you walk in to your rooms and feel as though you've just entered an operating theatre or a movie theatre during the previews? Are your pets and small children afraid of what could be lurking in the dark corners of your rooms?

Getting the right balance of lighting is an art...but it is an art with it's foundation firmly rooted in science.

Lighting Formula = Layers of Light = Artful Lighting

The different types of lighting, and I'm not talking about floor and table lamps, chandeliers etc, have specific purposes and can be artfully layered to create the perfectly lit room for all your lighting requirements.  

The Science of Lighting

Layers of Light

The 5 Basic Types of Lighting:

  • ambient - this is your general purpose lighting
  • indirect lighting- which comes from 1 or more fixtures also known as luminaries. Light from these sources bounce the light off the ceiling and walls. Indirect can be used as the ambient lighting for a room. Uplighting which can come from scones for example is a form of ambient where the light uses the ceiling to bounce the light back down on to the room...et voila! You now have indirect lighting.
  • task - provides a focused light designed for specific tasks you preform such as fixing meals or reading a book. The task lighting would be a layer of light in the room over and above the ambient lighting source.
  • wall washing - provides even lighting around the perimeter of a room and can come from the floor up the wall or from the ceiling down. Placement is important so avoid lighting over or under a window, mirrors or framed photography or you will create reflections which can be harsh and distracting. If you have an accent wall in your room with a darker paint colour you will no doubt have to add additional lighting to wash the walls due to the darker colour absorbing more of the light.
  • accent- is placed specifically to highlight an object. Make sure you avoid the light from straying beyond the object and avoid over use of accent lighting or you will overwhelm the room and occupants with visual stimulus and potentially move the lighting in to the realm of operating theatre.

What architects, interior designers, decorators and lighting specialists know in order to calculate the perfect amount of lighting for a room:

The Lighting Formulas

  1. general formula

Room Length X Room Width X 1.5 = Required Wattage to Light a Room

An example:

10 x 15 foot bedroom x 1.5 will require 225 watts.

Therefore if you only have 1 overhead light with 2 60 watt bulbs the lighting in the room will be deficient by 105 watts. 

    2.   task lighting formula

task area length X task area width X 2.5 = Required Wattage for Task Lighting

The concentrated lighting provided by the formula results in the amount of wattage for getting the job done.

The Art of Lighting - Professional Required

With required wattage in hand the left half of the brain takes over and the art of lighting reveals the intricacy's of layered lighting. The artist understands the interplay of light and colour and can visualize the layers of lighting required in a room to achieve the perfect balance.

In a follow up blog we will discuss the art of lighting and layering in detail.

Please feel free to re-blog this post to spread enLIGHTenment!

WWW.2-HOUNDS.COM

5 commentsDebbie Small, REALTOR® • August 15 2008 07:00PM